Direct Hard Money Lender for Business and Real Estate Investors Across The United States
Transparent Funding Solutions LLC is a nationwide hard money lending firm that provides investors, developers, and entrepreneurs with the capital they need to seize opportunities quickly. We are not a traditional bank. We are a direct, asset-based lender, focused on speed, flexibility, and clarity.
Real estate moves fast, and opportunities do not wait for long underwriting processes or rigid banking requirements. That is why we built our company on three guiding principles: transparency, speed, and partnership. We believe borrowers deserve clear loan terms, quick decisions, and a lending partner who understands both the challenges and opportunities in real estate investing.
From fix-and-flip projects to rental portfolios, multi-family acquisitions, ground-up construction, and cash-out refinances, our loan programs are designed to cover the full range of investment strategies. Whether you are scaling a portfolio or executing a one-time project, Transparent Funding Solutions LLC is committed to helping you move from concept to closing without unnecessary delays
Short-term financing for the purchase & rehab of non-owner occupied properties.
We help borrowers with new and existing businesses secure private business loans for any type of legit venture
Short-term financing for ground-up construction projects.
Local-level responsiveness, rapid turnaround, and prompt, attentive guidance.
Competitive rates and terms in the hard money space, transparent fee structures
Benefit from our real estate financing experience, deal analysis, and client-focused coaching.
We offer incentives for broker referrals and treat our partners with integrity
Transparent Funding Solutions LLC offers low-cost “hard money” private loans, and we specialize in quick closings, flexible and creative lending, and real estate investment transaction coaching and consulting. We provide funding to real estate investors and real estate wholesalers for the purpose of investment property acquisition, investment property rehabs, commercial real estate investment improvements, and more.
Our mission is to empower real estate investors to concentrate on what truly matters—their projects—rather than navigating cumbersome paperwork or lengthy approvals. This principle has guided our approach since day one: by simplifying processes and prioritizing speed, we free up time to provide personalized guidance and strategic insights drawn from our deep industry expertise. We’re committed to equipping our clients with the tools and knowledge they need to thrive as investors.
Short-term funding for acquisition and rehab of investment properties. Full purchase price plus renovation costs; closings in as little as 3–7 business days.
Long-term financing for rental properties with flexible terms and fast funding tailored to your investment strategy.
Loans for 5+ unit apartment buildings nationwide. Flexible underwriting—ranging from private to conventional financing.
Unlock equity for renovations, business needs, or new investments. Streamlined process with funds in 3–7 business days.
Tailored private business loans for new ventures or scaling operations—no collateral or perfect credit required.
End-to-end funding for ground-up construction and major renovations, whether owner-occupied or for investment purposes.
I was blown away by how quickly Transparent Funding Solutions moved. From application to funding, the entire process took less than 10 days. They gave me clear terms, no hidden surprises, and I closed on my fix-and-flip project right on schedule. I’ll definitely be using them again
What set Transparent Funding apart was their willingness to work with me as a partner. They walked me through the numbers, structured the loan around my goals, and gave me the confidence to scale my rental portfolio. Other lenders gave me the runaround, these guys delivered.
As a first-time investor, I was nervous about the process. Transparent Funding Solutions explained everything clearly, answered all my questions, and made me feel supported every step of the way. Thanks to them, I successfully closed my first rental property, and I’m already planning the next one
I had a deal that was about to fall through because the seller needed to close fast. Transparent Funding Solutions came through in record time—funding was ready within a week. Their speed saved the deal, and their transparency gave me peace of mind. Highly recommended
I’ve worked with several hard money lenders over the years, but Transparent Funding Solutions LLC stood out for their honesty and professionalism. Luis and his team were upfront about every detail and closed exactly as promised. That kind of reliability is rare in this industry
